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Motor Insurance

Motor Insurance


Product Details Description
Product Name

SICOM DriveSmart Insurance

Description SICOM DriveSmart is a comprehensive Motor Insurance policy. It is a tailor-made and ideal solution with attractive features for your vehicle cover. 

Under SICOM DriveSmart Insurance, you will benefit from the following features & coverage:

Features of cover * Brief Overview
Personal Accident Cover
• Rs 1M for policyholder / Rs 500, 000 for other car occupants subject to Rs3M in aggregate
New Car Replacement • Applies for vehicle up to 1 year
• Indemnity payable is 110% of sum insured
Waiver of excess

• Applicable for first claim during first year of cover
• Applies for subsequent yearly renewals where insured is not at fault and claim is recoverable in full from 3rd party Insurer

Loss of Use • Up to 15 days per accident limited to 45 days per year
Loss of Use for engine breakdown • Maximum of 5 days in 1 year
Loss of Car Keys and Lock Replacement • Replacement of car keys and lock transmitter in the event of loss by theft or burglary up a limit of Rs 10,000 for one period of insurance
• Shall not apply in case vehicle is damaged at the same time
Loss or Damage to Personal Belongings • Personal Belongings carried in or on the vehicle are covered up to a limit of Rs 7,500
Damage by rodents • Loss or damage caused by rodent(s) to the Motor Vehicle(s) up to a limit of Rs 10,000 any one event/ any one period of insurance
Cyclone & Flood  
Windscreen Cover  
Strike & Riots  
Eligibility Individuals owning private cars up to 4 years
Required documents

• Completed, signed and dated Proposal Form

• National Identity Card

• Driving Licence

• Proof of employment

• Car Registration Book (Horsepower)

• Recent Utility Bill (not more than 3 months old)

• Claim History Certificate (If applicable)

For more details Call us on 203 8449 or email us at and we shall guide you through the application process

*Terms & Conditions Apply